Long-term care (LTC) refers to a range of services that are designed to help meet the health and personal care needs of individuals who have difficulty performing everyday activities on their own. This can include assistance with bathing, dressing, and medication management.

As the population ages, the need for LTC is growing. It is estimated that around 70% of individuals over the age of 65 will need some form of long-term care in their lifetime. This can put a significant financial strain on individuals and families, as LTC can be expensive.

There are various options for LTC, including nursing homes, assisted living facilities, and home care services. It is essential for individuals to plan ahead and consider their LTC needs as they age. Long-term care insurance is one way to help cover the costs of LTC services.

In conclusion, LTC is a critical aspect of healthcare that individuals and families should be prepared for as they age. Understanding the options for LTC and planning ahead can help ensure that individuals receive the care they need without facing financial hardship.#25#